:root{--stone:#F4F5F2;--ink:#182420;--spruce:#14332A;--spruce-deep:#0D241D;--brass:#B08A3E;--brass-soft:#C9A860;--line:#D8DAD4;--white:#FFFFFF}
  *{margin:0;padding:0;box-sizing:border-box}
  body{font-family:'Archivo',system-ui,sans-serif;background:var(--stone);color:var(--ink);line-height:1.6;font-size:17px}
  .wrap{max-width:1080px;margin:0 auto;padding:0 20px}
  header{position:sticky;top:0;z-index:50;background:var(--stone);border-bottom:1px solid var(--line)}
  .hd{display:flex;align-items:center;justify-content:space-between;height:64px}
  .logo{font-weight:800;font-size:1.25rem;letter-spacing:-.02em;color:var(--spruce);text-decoration:none;font-stretch:110%}
  .logo span{color:var(--brass)}
  .nav{display:flex;align-items:center;gap:18px}
  .nav a{color:var(--spruce);text-decoration:none;font-weight:600;font-size:.95rem}
  .cta-mini{background:var(--spruce);color:#fff!important;padding:10px 18px;border-radius:4px}
  .cta-mini:hover{background:var(--spruce-deep)}
  .crumb{font-size:.85rem;color:#7A857E;padding:18px 0 0}
  .crumb a{color:#7A857E}
  article{max-width:760px;padding:24px 0 56px}
  h1{font-stretch:118%;font-weight:800;letter-spacing:-.02em;font-size:clamp(1.9rem,5vw,2.8rem);line-height:1.1;color:var(--spruce);margin:8px 0 14px}
  .meta{font-size:.9rem;color:#7A857E;margin-bottom:26px}
  .lede{font-size:1.15rem;color:#4A554F;margin-bottom:28px}
  h2{font-stretch:112%;font-weight:800;letter-spacing:-.01em;font-size:1.45rem;color:var(--spruce);margin:38px 0 12px}
  h3{font-weight:700;font-size:1.1rem;margin:24px 0 8px}
  p{margin-bottom:16px}
  ul,ol{margin:0 0 18px 22px}
  li{margin-bottom:6px}
  table{border-collapse:collapse;width:100%;margin:8px 0 22px;font-size:.95rem}
  th,td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line);vertical-align:top}
  th{background:var(--white);font-weight:700;color:var(--spruce)}
  .box{background:var(--white);border:1px solid var(--line);border-left:4px solid var(--brass);border-radius:6px;padding:18px 20px;margin:24px 0}
  .cta{background:var(--spruce);color:var(--stone);border-radius:6px;padding:28px 24px;margin:40px 0 10px}
  .cta h2{color:#fff;margin:0 0 8px}
  .cta p{color:#CDD6D0;margin-bottom:16px}
  .btn{display:inline-block;background:var(--brass);color:var(--spruce-deep);font-weight:700;padding:14px 26px;border-radius:4px;text-decoration:none}
  .btn:hover{background:var(--brass-soft)}
  details{border-bottom:1px solid var(--line);padding:12px 0}
  summary{font-weight:700;cursor:pointer;color:var(--spruce);list-style:none;display:flex;justify-content:space-between}
  summary::-webkit-details-marker{display:none}
  summary::after{content:"+";color:var(--brass);font-size:1.2rem}
  details[open] summary::after{content:"–"}
  details p{padding-top:8px;color:#4A554F}
  .more{margin-top:40px;padding-top:24px;border-top:1px solid var(--line)}
  .more a{display:block;color:var(--spruce);font-weight:600;text-decoration:none;padding:8px 0;border-bottom:1px solid var(--line)}
  .more a span{display:block;font-weight:400;color:#4A554F;font-size:.92rem}
  .grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:26px 0}
  @media(max-width:640px){.grid{grid-template-columns:1fr}}
  .card{background:var(--white);border:1px solid var(--line);border-top:3px solid var(--brass);border-radius:6px;padding:20px;text-decoration:none;color:var(--ink)}
  .card h3{margin:0 0 6px;color:var(--spruce)}
  .card p{margin:0;color:#4A554F;font-size:.95rem}
  footer{background:var(--spruce-deep);color:#9FB0A8;padding:40px 0;font-size:.85rem}
  footer .logo{color:#fff;display:inline-block;margin-bottom:12px}
  footer p{max-width:52em;margin-bottom:8px}
  footer a{color:#C9A860;text-decoration:none}